Mortgage

Comparing Top Mortgage Services

Looking for the best mortgage services to finance your home? We’ve got the scoop on some of the top-rated names in mortgage services, helping you decide the one that’s right for you. 

AmeriSave

AmeriSave is a well-known name in the world of mortgage services, specializing in finding the best deal for potential buyers. They can take you through the entire process and even customize your rates to get the best deal on your home loan.   

The pros

  • Lots of loan types to choose from
  • East to apply
  • Mobile-friendly application process

The cons

  • High loan originator fee
  • No typical house-related loans like home equity or home improvement

Quicken Loans

One of the main reasons why Quicken Loans gets a big name is because of its innovative technologies. They are known for their customer care and offer loan volumes from high to low. They do often have higher rates, something to keep in mind. 

The pros

  • A mix of technology and real-life operators
  • Works to speed up the process with several instant verifications
  • Terms as short as 8 years and as long as 30 years
  • They have all kinds of loans for homes including renovation and government home loans

The cons

  • There are no home equity loans here
  • Some of the fees are way higher than the national average

Rocket Mortgage

Rocket Mortgage has on-demand support and a long list of other perks for those looking to score a home loan. They have been behind some innovations that make them the lender to look out for, which is why you don’t want to pass them up. 

The pros

  • Great for those looking to get the application done on their own
  • Minimal human interaction
  • Qualification in minutes

The cons

  • You don’t get to deal with a broker on a one-on-one basis
  • A credit check is a big part of the application process

Better Mortgage

When applying with Better Mortgage, you’ll have a seamless application process all along the way. Use the website or the app to get everything filled out and ready to go, getting an answer for your qualifications fast. They have fewer fees than other lenders, though they are not free from downfalls. 

The pros

  • Little to no human interaction is needed
  • The application process is simple
  • Approvals are quick

The cons

  • There are no home equity loans
  • They don’t do VA or USDA loans

New American Funding

For potential homebuyers that are looking for loans that don’t focus on their credit, New American Funding is a good choice. You can meet with an agent face-to-face and even get your hands on a quick online application and approval in no time. 

The pros

  • More traditional approvals
  • Get in contact with agents
  • Fast approvals

The cons

  • Rates tend to be on the higher side

Loan Depot

While there are a lot of things about Loan Depot that attract home buyers, the rate is not one of them. If you’re looking for the lowest rates, this might not be the best lender for you. Still, they have a few good things to offer, if you’re willing to negotiate. 

The pros

  • Fill out the application and submit verifications online
  • Offices are located across the nation
  • They offer more than just home loans

The cons

  • Rates are high
  • No other loans besides home loans

Mortgage.net

Mortgage.net offers a quick and easy way to start the application process to get approval for a loan. When you choose them for your home loan application, you’ll get an answer quickly and get the process started all online.  

The pros

  • The quick and easy application process
  • No need to speak with an agent
  • Great customer care that’s available around the clock

The cons

  • Only offers home loans and no equity loans

Zillow

Zillow is home to all of our dream homes, allowing us to browse and find the ones that we love. They are top-rated and provide homebuyers with a way to take care of the application process all online and in little to no time. 

The pros

  • Get access to a loan officer
  • Access a ton of online sources
  • Borrow from a trusted name in home loans

The cons

  • No in-person applications
Lee Okwei

Recent Posts

Today’s Mortgage Rates | September 20, 2021

FOMC News Signals Multiple Rate Hikes Through 2024 The Federal Reserve is meeting today for…

3 years ago

Today’s Mortgage Rates | September 17, 2021

Virtual Closings Will Be The New Normal in 2022 Since the onset of the Coronavirus…

3 years ago

Today’s Mortgage Rates | September 16, 2021

Many Seniors Could Boost Their Retirement Income With A Reverse Mortgage A reverse mortgage allows…

3 years ago

Today’s Mortgage Rates | September 15, 2021

Sandra Thompson Has Rapidly Improved The FHFA There have been rumors President Biden is electing…

3 years ago

Today’s Mortgage Rates | September 14, 2021

California Is The Most Affordable State For Teachers To Buy A Home For an educator…

3 years ago

Today’s Mortgage Rates | September 13, 2021

No Cost Mortgage Refinancing Allows Many To Tap The Equity Boom Refinancing usually comes with…

3 years ago