Geico Insurance Reviews

Geico Insurance Summary

Geico is one of the most well known insurance companies on the market today and opened in 1936. They have amazing reviews and ratings from several different online sources. The group offers some of the most affordable car insurance coverage out there, so you’ll probably want to consider them when hunting for different quotes.

Geico has some of the cheapest rates out there, allowing you to get what you need within your budget. There’s a lot to know about this car insurance provider, so let’s begin.

Pros

• Very competitive and cheap rates
• Plenty of easy to use online tools
• A good mobile app
• Plenty of coverage options
• Many discounts to make use of

Cons

• Average customer reviews
• Limited local agents

Overview

Geico has been in business for years now and still offers plenty of great rates. The company even offers life, home, and auto insurance- which you can bundle together to save money. The provider has all of the basic coverage options, including liability, property, and collision insurance. Overall, you’re sure to find the coverage that you need with Geico.

Suitable For?

Geico is known for having the best rates. So, we would have to say that it’s best for anyone looking for the cheapest car insurance. You’ll still want to make sure that you get a quote from them to make sure, but you can feel confident it’s cheaper than most of your other options. 

Types of Coverage

Geico has a very long list of coverage. We’ll be including some of them below! Here are some of their most used options for insurance:

• Car insurance
• Home insurance
• Business insurance
• Life insurance
• Boat insurance
• Commercial auto insurance
• Cyber Risk protection
• Flood insurance
• Identity protection
• Jewelry insurance
• Motorcycle insurance
• Worker’s compensation coverage

Geico has even more options than what’s listed there, allowing you to choose something that is completely unique and tailored to your needs. On top of that, the company also offers several supplemental Geico car insurance options:

• Accident forgiveness
• Auto repair express
• Mechanical breakdown
• Emergency roadside service 
• Rideshare insurance
• Rental coverage and reimbursement

Once you’ve chosen what types of coverage are going to work the best for you, you’ll want to make sure that you check out the discounts. The amount of discounts that Geico has to offer is very extensive, so you’re sure to get some of that premium knocked down somewhere.

The Sign Up Process

To sign up with Geico, it’s always a great idea to get a quote first. Once you have your quote, you’ll also know how to sign up with the provider. To get the quote, you’ll want to visit their website. Geico uses a special calculator that you can also make use of.

You’ll need to answer all of the questions in the online form, which shouldn’t take you too long to do. From there, you simply hit submit. It’s worth noting that you might need to have some documents around to prove you’re who you say that you are.

It usually doesn’t take Geico very long to get back to their potential customers with their quote. You’ll want to keep an eye on the email inbox, as that’s probably where your free quote is going to be sent.

Rates

The average annual premium for Geico is $1,060, which is significantly lower than most other premiums offered by different brands. For example, Allstate has an average annual premium of $1,433. There’s a big difference in those two numbers.

If you want to determine what your expected premium is, you can use the calculator listed on their website. It offers plenty of insight into your coverage cost.

Help and Support

If you need to contact the Geico customer support line, you can be confident that they’ll take care of you. You can either call them, send an email, or use their chat system. The fastest way to receive an answer would be to call them.

Geico receives a lot of positive feedback from their customers when it comes to their customer service team. You should have no issues with getting your situation taken care of. 

Summary

Geico is one of the most amazing insurance companies out there. They have plenty of options for everyone and offer some of the lowest base rates. You can receive plenty of great discounts too. Their website and app are also very easy to use. Overall, the discounts can total up to a 40% decrease in your premium.