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Author page: John Wilkinson

HomeAuthor page: John Wilkinson

John Wilkinson

John is a long-time writer on consumer financial topics with excerpts and articles found in many of the top financial news producers. Born in Boulder, CO he now resides in San Diego, CA.

31 articles published

Rate News

Introducing Daily Rates

RateComparison.org is proud to begin providing weekday interest rate movement news and breakdowns. You'll be seeing many more posts from our newest writer Mrs. Lee Okwei, a proven finance writer who brings her unique understanding of interest rates to our site. We'll continue to bring more and more financial experts to deliver…

July 13, 20210Comments

ByJohn Wilkinson

Mortgage

What is the IRRRL Program?

If you have a VA loan and you have found yourself in a financial bind, you might not be sure what your options are. This can be a very uncomfortable situation to find yourself in and no one wants to lose their home due to a financial emergency or changed financial situation. The IRRRL program…

July 1, 20210Comments

ByJohn Wilkinson

Mortgage

What’s the Difference Between My Mortgage Interest Rate and APR?

When you purchase a house, you will probably see two different interest rates, the mortgage interest rate and the Annual Percentage Rate. But what is the difference? Both numbers represent the cost of borrowing money from the lender but are calculated differently. Understanding both terms when shopping for a mortgage is important so you can…

June 30, 20210Comments

ByJohn Wilkinson

Mortgage

FHA, VA, Conventional, and Jumbo. What’s the Difference?

If you are looking to take out a mortgage or getting financing for a home, you may be overwhelmed by the loan options. Learning the difference between all the loan types and trying to pick the best one for your situation can be easy if you know all the details. Each loan has different benefits…

June 15, 20210Comments

ByJohn Wilkinson

Mortgage

Common Mortgage Terms You’ll Hear When Buying or Refinancing a Home

When buying or refinancing a home you will hear many terms, some of which might be unfamiliar to you. Understanding these terms will help you complete your purchase or refinance more efficiently and with less stress. Here, we will break down the specifics of mortgages and refinancing your home and familiarize you with the terms…

June 14, 20210Comments

ByJohn Wilkinson

Mortgage

What is the HIRO Program?

Owning a home can be an exciting and rewarding experience. However, if you have run into financial difficulties, your mortgage payment might feel like a burden that is bringing down your quality of life or threatening your ability to protect your credit and retain your home. Many people have found themselves in financial difficulties lately…

December 17, 20200Comments

ByJohn Wilkinson

Mortgage

FHA and Jumbo Rates Reach Record Lows

Record low rates for both larger loans and low down-payment loans drove an increase in mortgage demand last week. Total mortgage application volume rose 3.8% compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. The demand was fueled by refinances, which rose 6% for the week and were 88% higher…

November 4, 20200Comments

ByJohn Wilkinson

Insurance

Dash Cam Craziness

In a country of 300 million people there's bound to be a few good drivers? Right? Today, we take a look at some of the craziest dash cam footage found right here on our streets. This should also mean two things for you: Get a dash cam and make sure you have the right insurance…

September 15, 20200Comments

ByJohn Wilkinson

Home Insurance

What’s not covered by a standard home insurance policy?

The standard homeowners insurance policy, also known as an HO-3, covers your home for multiple perils, but there are some important exclusions. Knowing what's covered and what isn't can save you a lot of money and heartache down the line. Earthquake and water damage In most states, earthquakes, sinkholes, and other earth movements are not covered by…

September 15, 20200Comments

ByJohn Wilkinson

Insurance Auto Insurance

Why Do My Car Insurance Rates Never Go Down?

A couple of days ago I received a notice from my auto insurance provider that my policy was about to renew. My coverage would stay the same, I've had no accidents, tickets, or claims of any kind, but my rate went up by $12 / month. Shouldn't My Rate Go Down? The vehicles in my…

September 12, 20200Comments

ByJohn Wilkinson