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Author page: John Wilkinson

HomeAuthor page: John Wilkinson

John Wilkinson

John is a long-time writer on consumer financial topics with excerpts and articles found in many of the top financial news producers. Born in Boulder, CO he now resides in San Diego, CA.

52 articles published

Medicare Supplemental Insurance

9 Factors That Impact Your Medicare Supplement Rates

Many factors can impact your Medicare Supplement rates. Because of this, Medigap premiums are unique for each beneficiary. When trying to find Medigap premium quotes, you first turn to the Internet. You complete a form on a website in order to see quotes. Before you see anything else, however, your phone number is requested. An…

October 13, 20240Comments

ByJohn Wilkinson

Rate News

The Government Is Concerned About Housing Affordability

Prior to the pandemic, housing affordability was an American crisis. Minimum wage workers could not afford one bedroom apartments throughout most of the country. Most American workers live paycheck to paycheck, and it is easy to miss a few payments and wind up on the streets. Large homeless encampments and urban populations were already…

October 13, 20240Comments

ByJohn Wilkinson

Mortgage

What’s the Difference Between My Mortgage Interest Rate and APR?

When you purchase a house, you will probably see two different interest rates, the mortgage interest rate and the Annual Percentage Rate. But what is the difference? Both numbers represent the cost of borrowing money from the lender but are calculated differently. Understanding both terms when shopping for a mortgage is important so you can…

October 13, 20240Comments

ByJohn Wilkinson

Insurance

5 Tips and Tricks To Keep Your Home and Family Safe

Keeping your family and belongings safe means taking simple steps. We've put together a simple list of 10 must-do things to achieve piece of mind. #1. Lock Your Doors & Windows Seems like this shouldn't have to be said, but each night or when you're leaving your home take a minute and make sure all…

October 10, 20240Comments

ByJohn Wilkinson

Loans

How To Get A Loan While Building Credit

Being new to credit may make it more difficult to get approved for a loan or credit card, but it's not impossible. There are, however, some possible restrictions to keep in mind when you're new to borrowing, such as limited options, cosigner requirements and higher interest rates. But with the right strategy, you can get…

October 5, 20240Comments

ByJohn Wilkinson

Mortgage

What is the IRRRL Program?

If you have a VA loan and you have found yourself in a financial bind, you might not be sure what your options are. This can be a very uncomfortable situation to find yourself in and no one wants to lose their home due to a financial emergency or changed financial situation. The IRRRL program…

October 1, 20240Comments

ByJohn Wilkinson

Mortgage

Understanding How Your Mortgage Rate And Term Affect Your Monthly Payments

Mortgage payments are something that is with you for the long run, paying down the total of your home. When you run into trouble paying them or are looking for a way to reduce your monthly payments, you could consider refinancing. One form of refinancing will alter your rate and your term, allowing you to…

October 1, 20240Comments

ByJohn Wilkinson

Insurance

Caught On Home Security Camera (Laughs)

Home security systems are there for our safety. These clips also show they are there to entertain us when life gets a little... well, difficult. [offer_security]

October 1, 20240Comments

ByJohn Wilkinson

Medicare Supplemental Insurance Insurance

Compare Medigap Plans

There are 12 different Medigap plans on the market in 2021. Our easy-to-read Medicare Supplement plan comparison chart makes comparing them side by side simple. Compare Medigap Plans Medicare Supplement Plans Comparision for 2021 Don’t confuse Medigap Plans A and B with Medicare Parts A and B. Original Medicare includes Part A, which is inpatient hospital coverage, and Part…

September 26, 20240Comments

ByJohn Wilkinson

Home Insurance

What’s not covered by a standard home insurance policy?

The standard homeowners insurance policy, also known as an HO-3, covers your home for multiple perils, but there are some important exclusions. Knowing what's covered and what isn't can save you a lot of money and heartache down the line. Earthquake and water damage In most states, earthquakes, sinkholes, and other earth movements are not covered by…

September 15, 20240Comments

ByJohn Wilkinson