Mortgage

Understanding How Your Mortgage Rate And Term Affect Your Monthly Payments

Mortgage payments are something that is with you for the long run, paying down the total of your home. When you run into trouble paying them or are looking for a way to reduce your monthly payments, you could consider refinancing. One form of refinancing will alter your rate and your term, allowing you to…

October 1, 20240Comments

September 14, 20240Comments

How Many Mortgage Refinance Quotes Should I Get?

Refinancing your mortgage is easier than ever, with a ton of options to choose from. However, all the options mean that you have to do some research, finding the option that is best for you and your financial means. Getting quotes is recommended but, there is never indication as to how many quotes you should…

September 14, 20240Comments

Common Mortgage Terms You’ll Hear When Buying or Refinancing a Home

When buying or refinancing a home you will hear many terms, some of which might be unfamiliar to you. Understanding these terms will help you complete your purchase or refinance more efficiently and with less stress. Here, we will break down the specifics of mortgages and refinancing your home and familiarize you with the terms…

September 11, 20240Comments

How To Get A Better Mortgage Rate: Improve Credit

There are a lot of things that go into buying a home. Not only do you have to consider the amount that you have in your account but you have to take a look at other factors too. All of these things can affect your mortgage rate, which could have you paying much more than…

September 2, 20240Comments

The Fed Has Bailed Out The Mortgage Market With Over 1 Trillion Dollars

In the largest bailout since the Great Recession, the Fed has bought $1 Trillion in mortgage bonds, expected to eclipse 34% of the market by years end. Does This Help Me? This action was a drastic attempt at stabilizing the refinance market to allow homeowners to 'get a raise' by refinancing at a lower rate.…

Comparing Online Vs. Banks Vs. Mortgage Brokers When Refinancing

When you have a mortgage, refinancing could save you a ton of money. In most cases, it reduces your monthly payment and your overall term, allowing you to breathe a little and pay off your home faster. Choosing to refinance your home loan is just one choice you’ll have to make, followed by a look…

Mortgage Mortgage Companies

Comparing Top Mortgage Services

Looking for the best mortgage services to finance your home? We’ve got the scoop on some of the top-rated names in mortgage services, helping you decide the one that’s right for you. AmeriSave AmeriSave is a well-known name in the world of mortgage services, specializing in finding the best deal for potential buyers. They can…

How To Get A Better Mortgage Rate: Improve DTI (Debt to Income Ratio)

When buying a house, securing a mortgage is a big part of it. Getting all your ducks in a row is one key part to consider, especially if you want to score a good rate. One part of the process of securing a rate is your credit score and another is your debt-to-income ratio (DTI).…

Don’t Do These Things Before Closing On A Mortgage

Even if you’re pre-approved for a mortgage you still have some time to go before you can get your cash in hand. Everything that you do before you close on a mortgage could have an effect on you. There are 10 things that you should not do before you close on your mortgage. 1. Don't…