2024 - Page 4 of 8 - RateComparison.org

What’s the Difference Between My Mortgage Interest Rate and APR?

When you purchase a house, you will probably see two different interest rates, the mortgage interest rate and the Annual Percentage Rate. But what is the difference? Both numbers represent the cost of borrowing money from the lender but are calculated differently. Understanding both terms when shopping for a mortgage is important so you can…

October 13, 20240Comments ByJohn Wilkinson

Mortgage

Should I Refinance My Home?

There are many reasons to refinance your home. Maybe you qualify for a lower mortgage interest rate or want to cash-out equity to make home improvements. Whatever the reason, there are pros and cons to refinancing your home mortgage. What is a Home Refinance? A mortgage refinance is when you take out a new loan…

October 12, 20240Comments ByEmily Moore

Insurance

5 Tips and Tricks To Keep Your Home and Family Safe

Keeping your family and belongings safe means taking simple steps. We've put together a simple list of 10 must-do things to achieve piece of mind. #1. Lock Your Doors & Windows Seems like this shouldn't have to be said, but each night or when you're leaving your home take a minute and make sure all…

October 10, 20240Comments ByJohn Wilkinson

Mortgage

What Is Underwriting For A Mortgage?

Getting pre-approval for a mortgage is often one of the most exciting times in your young life. If you’re looking for pre-approval, getting the mortgage can help you land your dream home. If you’ve already made a home offer, getting your mortgage approved means the sale can go through. It’s time for a new chapter…

October 9, 20240Comments ByLee Okwei

Credit Cards

What Type of Credit Card Should I Get (Rewards vs Cash Back)?

Choosing the right credit card for your situation is incredibly important. Not only can different interest rates, credit limits, and rewards make a huge impact on your financial future, even the rewards type can matter a lot. So which type of credit card is better, rewards or cashback? Well, the truth is that there isn't…

October 9, 20240Comments ByLee Okwei

Personal Finance Loans

Should I Refinance My Student Loan?

Student loan debt is one of the biggest forms of debt to carry, especially for people who have advanced degrees or who took longer than average to get their degrees. Refinancing your student loan debt may seem appealing, but it’s not for everyone. Here’s what you need to know about student loans and student loan…

October 8, 20240Comments ByLee Okwei

Rate News

The American Rescue Plan Includes A New Mortgage Relief Program

The American Rescue plan was the first priority for President Biden when he took office. A Democratic majority was able to pass the bill despite Republican dissent, and the new stimulus and relief package went into effect in March of 2020. One of the new programs that was created by this legislation is the $10…

October 6, 20240Comments ByLee Okwei

Rate News

You Can Afford A Bigger House With An Energy Efficient Mortgage

Part of Biden's dream for America is a large expansion of green and renewable energy infrastructure. One way America can become more energy efficient and independent is by investing in technologies that save electricity. This could be as simple as adding more insulation to houses, installing energy efficient windows, or upgrading appliances. To encourage…

October 5, 20240Comments ByLee Okwei

Loans

How To Get A Loan While Building Credit

Being new to credit may make it more difficult to get approved for a loan or credit card, but it's not impossible. There are, however, some possible restrictions to keep in mind when you're new to borrowing, such as limited options, cosigner requirements and higher interest rates. But with the right strategy, you can get…

October 5, 20240Comments ByJohn Wilkinson

Mortgage

What Down Payment Do I Need To Buy A Home?

Buying a home requires a down payment, something that not many buyers have sitting in their bank account. For many potential homebuyers, the down payment is the most difficult hurdle to get over, holding them back from getting the process started. Below, we’ll take a look at the down payment, explaining what it is, how…

October 3, 20240Comments ByLee Okwei

Yearly Archives: 2024

What’s the Difference Between My Mortgage Interest Rate and APR?

Should I Refinance My Home?

5 Tips and Tricks To Keep Your Home and Family Safe

What Is Underwriting For A Mortgage?

What Type of Credit Card Should I Get (Rewards vs Cash Back)?

Should I Refinance My Student Loan?

The American Rescue Plan Includes A New Mortgage Relief Program

You Can Afford A Bigger House With An Energy Efficient Mortgage

How To Get A Loan While Building Credit

What Down Payment Do I Need To Buy A Home?

FHA, VA, Conventional, and Jumbo. What’s the Difference?

What’s the Difference Between My Mortgage Interest Rate and APR?

Should I Refinance My Home?