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Author page: John Wilkinson

HomeAuthor page: John Wilkinson

John Wilkinson

John is a long-time writer on consumer financial topics with excerpts and articles found in many of the top financial news producers. Born in Boulder, CO he now resides in San Diego, CA.

52 articles published

Mortgage Companies

Better Mortgage Review

Better Mortgage Corporation is a direct lender that uses technology to provide a fast and transparent digital mortgage experience backed by customer support. It was founded in 2014 and is backed by big-name investors including Citi, Goldman Sachs, Kleiner Perkins, and American Express. To date, it has originated more than $2 billion in conventional mortgage…

July 13, 20240Comments

ByJohn Wilkinson

Rate News

Introducing Daily Rates

RateComparison.org is proud to begin providing weekday interest rate movement news and breakdowns. You'll be seeing many more posts from our newest writer Mrs. Lee Okwei, a proven finance writer who brings her unique understanding of interest rates to our site. We'll continue to bring more and more financial experts to deliver…

July 13, 20240Comments

ByJohn Wilkinson

Loans

How To Get A Car Loan With Bad Credit?

Getting a car loan with bad credit might seem impossible, but it's not. People with poor credit get approved for car loans all the time, and while it might seem challenging, you can take some steps to increase your chances of getting the loan—and the car—you need. Credit scores are one of the factors lenders…

June 5, 20240Comments

ByJohn Wilkinson

Personal Finance

These Are the Only Two Times It Makes Sense to Take Money Out of a CD Early

If you’ve put savings into a certificate of deposit, or CD, you’re likely aware that the security it offers comes with a catch. When you put money into one, you agree to leave it there for a certain amount of time, in exchange for a guaranteed rate of return. And if you withdraw from the…

June 5, 20240Comments

ByJohn Wilkinson

Mortgage

What is the FMERR Program?

When homeowners find themselves in trouble financially, they often are concerned about how they will pay their mortgage every month. This can be the biggest monthly expense for many people and not being able to pay your mortgage can lead to stress and fear. The FMERR program is a Freddie Mac Enhanced Relief Refinance mortgage…

March 13, 20240Comments

ByJohn Wilkinson

Credit Cards

How To Choose The Best Credit Card For You

Finding the best credit card is part art, part science. No single credit card is better than all others in all categories — or for all people. But by understanding your options and asking the right questions, you can find the card that's the best fit for your spending habits and credit situation. Follow these four steps to…

March 5, 20240Comments

ByJohn Wilkinson

Mortgage

What is the HIRO Program?

Owning a home can be an exciting and rewarding experience. However, if you have run into financial difficulties, your mortgage payment might feel like a burden that is bringing down your quality of life or threatening your ability to protect your credit and retain your home. Many people have found themselves in financial difficulties lately…

December 17, 20230Comments

ByJohn Wilkinson

Mortgage

FHA and Jumbo Rates Reach Record Lows

Record low rates for both larger loans and low down-payment loans drove an increase in mortgage demand last week. Total mortgage application volume rose 3.8% compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. The demand was fueled by refinances, which rose 6% for the week and were 88% higher…

October 4, 20220Comments

ByJohn Wilkinson

Mortgage

What is the COVID Mortgage Stimulus Program?

The pandemic caused a major impact on everyone’s lives. From lost jobs to lost homes and lost loved ones, the pandemic caused ripples of impact that have lasted until the opening months of 2021. For many homeowners who lost their jobs, it looked for a time like there was no solution in sight for their…

October 13, 20210Comments

ByJohn Wilkinson

Mortgage

New Refinance Fee Delayed Until December 1st

A proposed fee for federally-backed mortgage refinances which was set to go into effect on September 1st has been delayed until December 1st in response to delays in the implementation due to coronavirus. This fee, which on average will cost refinancers $1,400 will, was created to support Freddie Mac and Fannie Mae deal with expected…

August 27, 20200Comments

ByJohn Wilkinson