Home ownership disparities between whites and minorities have been tracked by many different organizations for some time now. Mortgage companies have always insisted that they are not a part of the problem, stating that their lending decisions are fair and neutral. A new analysis of over 2 million mortgage applications from 2019 shows otherwise.…

Prior to the pandemic, housing affordability was an American crisis. Minimum wage workers could not afford one bedroom apartments throughout most of the country. Most American workers live paycheck to paycheck, and it is easy to miss a few payments and wind up on the streets. Large homeless encampments and urban populations were already…

The American Rescue plan was the first priority for President Biden when he took office. A Democratic majority was able to pass the bill despite Republican dissent, and the new stimulus and relief package went into effect in March of 2020. One of the new programs that was created by this legislation is the $10…

Part of Biden's dream for America is a large expansion of green and renewable energy infrastructure. One way America can become more energy efficient and independent is by investing in technologies that save electricity. This could be as simple as adding more insulation to houses, installing energy efficient windows, or upgrading appliances. To encourage…